Why you should buy a separate personal accident insurance policy even if provided by employer

I am 34 years old and have an accident insurance cover of Rs 57 lakh, provided by my employer. I am planning to buy a separate personal accident insurance policy with a cover of Rs 25 lakh. Is it advisable?

Yashish Dahiya Co-Founder and CEO, Policybazaar.com replies: It is best that you have an individual personal accident policy in addition to the employer provided insurance to secure your needs and liabilities under all circumstances…………………..CLICK HERE