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FEMA Postpones Switch to New Risk-Based Flood Insurance Rating Until 2021

The federal government is delaying implementation of a major change to its pricing formula for federal flood insurance that bases rates on a more accurate assessment of the real flood threat for each home and reflects the cost of rebuilding a home.

The new methodology, called Risk Rating 2.0, had been set for an Oct. 2020 launch but is now scheduled to be implemented a year later in Oct. 2021. FEMA unveiled the new rating plan for the National Flood Insurance Program (NFIP) last March……Read More